Finding the best health insurance plan for your business can feel daunting. Navigating regulations and paperwork is time-consuming enough, so the thought of requiring every employee to fill out a lengthy questionnaire about their personal health might feel impossible. Is a health questionnaire really necessary? Not always. We’ll explain! Having more detailed medical information about […]
Your Guide to Small Group Health Insurance: How to Get Started
We say this all the time around our offices: your people are your greatest asset. It’s true! Your employees make all your business’ success possible. Investing in their wellbeing is part of continuing the success of your business. If you’re a business owner with 2 – 50 employees (even a husband and wife duo) this […]
How (and WHY!) to Talk with Employees About Benefits
Choosing the right benefits is just the beginning. Once you’ve chosen a program and enrolled your employees, the hard work is done! Well, not exactly. You have the first step completed, but it is critical to talk with your employees regularly about their benefits. Your Employee Benefits are an Investment As you well know, employee […]
Applying for 2024 Health Insurance: Your Guide to Open Enrollment
Did you know that you do not have to go to HSA.gov to buy an individual plan if you are not covered under an employer-sponsored group health insurance plan? Advanced Benefit Solutions Can Help! Shopping plans, conducting research, and understanding the subtle differences between each plan can be a frustrating, time-consuming experience. When you work […]
Understanding the Family Glitch Fix with Options for Affordable Health Coverage
Getting health insurance for your family or employees is a complicated undertaking. Understanding which laws apply to you and figuring out which plan is right for your company, your needs, or your family can require hours of analysis. In case it wasn’t complicated enough to navigate eligibility and enrollment requirements, the family glitch rule made […]
How Employee Benefit Brokers Collaborate with Payroll Companies
Think about your typical day as a business owner and employer. You are running a business – perhaps a veterinary office, an accounting firm, a construction or engineering company, or maybe a marketing agency. You have clients and customers to keep happy and a workplace to run. As your business grows, you add employees and […]
3 Reasons Employers Should Offer Disability Insurance
It’s not something that anyone wants to think about, but it is an important aspect every business owner should consider. If something were to happen to one of your employees and they were unable to work for a few weeks or months, would your business be able to continue? Would that individual be able to […]
Humana is Exiting Group Insurance
If you’re an employer with a Humana group insurance plan, you have probably heard the news. On February 23, 2023, Humana announced that they are exiting the Employer Group Commercial Medical Products business. Humana is exiting group insurance. What does that mean? All fully insured, self-funded, and Federal Employee Health Benefit medical plans are going […]