About Us
We know all our clients.
We got into the benefits business because we value small, family-run businesses. They’re the heartbeat of our communities and our nation. Obtaining benefits for your employees can seem like a never ending path of paperwork, questions, and policy. We’re here to change all of that.
We simplify benefits, and what’s more, we are experts for each step of the insurance process from plan design to enrollment to filing claims. We’ll be here for you and your employees, serving as a resource for your business for decades to come.
Our Team
Advanced Benefit Solutions is a family business, founded and built by Phil’s father, Ronald Seibel. Phil joined as president of the firm in 2021 to carry on the family business after working in the insurance industry for more than a decade. Phil is a natural advocate for others with a unique ability to identify risk and make the complex world of benefits accessible for small business owners.
As president of Advanced Benefit Solutions, Phil takes every opportunity to learn from the business owners he meets as they share their stories of success and challenges. He identifies with other entrepreneurs who are forging their own path. His active role in ABS involves managing client relationships and assisting with plan designs. A true visionary, Phil takes a hands-on approach as he manages the practice and works to cultivate a sustainable organization that will be helping other small businesses for decades to come.
Phil attended the University of Texas on a baseball scholarship and studied communications. Phil’s professional baseball career spanned 7 years with the highlight being a member of the 2004 World Series Champion Boston Red Sox. After deciding to retire, Phil obtained a job in the front office of the Arizona Diamondbacks.
After a year and a half of working in the front office, Phil decided to follow in his father’s footsteps and join the insurance world. Since 2009, Phil has consulted clients and advisors on insurance-related needs.
Outside of the office, Phil loves spending time with his wife and their children.
Ron Seibel is the founder of Advanced Benefit Solutions, building the business one relationship at a time since 2005. With his vast understanding of the components of the health and benefits industry, he is familiar with the challenges his small business clients face, diligently putting his knowledge to work to design innovative solutions.
Ron is a valuable resource to his clients with more than 40 years of experience spanning different roles within the healthcare industry. His involvement in running corporations, including mergers and acquisitions, and a legal understanding of each of these components, help him to better understand the needs of small businesses. He spent more than 14 years in hospital finance and administration with another 15 years as part of senior management of a national healthcare business, giving him extensive knowledge in all areas from financing, physician, hospital and claims reimbursement systems, and insurance.
His personal goal in life is to never look back and say, “I wish I would have…” To that end, he has always made business decisions consistent with his values and advises others to do the same.
Ron holds a BSBA in accounting from Southeastern University. He also holds a Master of Arts in Management with an emphasis in Healthcare from the University of Phoenix. One of Ron’s greatest blessings in life is his wife, two sons, and their families.
Lorin joined the Advanced Benefits Team in 2022 as the Director of Client Relations. In this role she supports the executive leadership, ensuring every client receives the best service possible. No matter where a client is in their benefits journey, she facilitates long-term relationships and works with marketing and underwriting teams to support customer needs, all while providing guidance and advice. Methodical, detailed, and authentic, Lorin makes sure every client engagement is a positive one.
Perhaps one of the most interesting people you will ever meet, Lorin has a diverse background and has collected many fascinating experiences. . Originally from Ohio, she’s been in the ATX community for nearly a decade. Lorin graduated from Ohio University with a Bachelor of Arts and Sciences and a minor in dance (oh yeah, she’s a ballerina!).
Her professional background is just as diverse, affording her the opportunity to be a part of establishing different start-ups within academia, taking part in nation-wide government funded projects, serving an executive assistant to a real estate syndicator, event planning, social media marketing, and…she’s also a licensed hairstylist. See what we mean about being interesting?
Easy to talk to, Lorin has a way of making others feel at ease. When she’s not in the office, you’ll find her making friends everywhere she goes, enjoying a good rock concert, volunteering, and exploring Austin with her dog Lola.
Maria Irwin began her career in healthcare insurance with a major medical carrier in March 2013, laying the foundation for her expertise in the industry. In January 2024, she stepped into the role of Director of Benefits at Advanced Benefit Solutions, bringing over a decade of hands-on experience to support clients with trusted guidance and strategic insights.
At the core of Maria’s professional approach is a commitment to building relationships based on trust. Known as a reliable resource for all things insurance, she ensures her clients experience clarity and confidence throughout their benefits journey. Maria embraces the ever-evolving nature of her role, finding fulfillment in solving complex challenges and delivering personalized solutions.
What truly sets Maria apart in the insurance profession is her deep-rooted passion for its complexities. From starting as a newcomer to becoming a board member of the National Association of Benefits and Insurance Professionals (NABIP) Austin chapter, her journey reflects a steadfast dedication to excellence. In 2023, Maria’s commitment was honored with the Ouida Peterson Professional Development Award from NABIP-Texas on behalf of the Austin chapter—an achievement she holds with great pride. She further advanced her professional standing in 2024 by earning the prestigious Registered Employee Benefits Consultant® (REBC®) designation. Most recently, in 2025, Maria was recognized with the NABIP-Texas Tom Schilling Outstanding Texan of the Year award, celebrating her impactful contributions and exceptional service to the organization.
Originally from Chicago, Maria now calls Leander, Texas home. Outside of work, she treasures time with her husband and two children—whether exploring new restaurants, going on family adventures, or enjoying cozy movie nights at home.
In both her professional and personal life, Maria’s passion, integrity, and dedication shine through—making her a respected leader and a trusted partner to those she serves.
Patty has more than 15 years of experience working in the insurance industry to find solutions that meet the needs of her clients. In addition to her deep knowledge of individual insurance, she has a strong sales background and works diligently to inform her clients not only about how policies work and how current regulation may impact them, but also how clients can utilize the specific benefits outlined in their coverage.
Originally from Indiana, Patty attended the University of Texas at Austin and has called Austin, Texas home since 1981. Her genuine care and compassion shines through in every client interaction and she is a valuable member of the individual insurance team at Advanced Benefit Solutions.
A master of organization, Sarah has a unique ability to efficiently juggle multiple tasks at a time. Her determination to resolve issues quickly, coupled with her 16 years of experience in navigating industry-specific challenges, makes her an incredible asset to the Advanced Benefit Solutions team.
Regulations and plan offerings change quickly in the insurance industry. In her role as a Client Benefits Administrator, Sarah walks each client through the enrollment process and continues servicing the policy throughout its lifetime. She expertly responds to policy questions and issues, providing prompt responses drawing on her expertise and experience. Her goal is to provide customer service above and beyond, taking as much of the burden off each client as possible.
Sarah was born and raised in Texas. When she says she is a multitasker, she means it! A busy mom of three, she can be found spending time with her family outside of the office (or cuddling her dogs.)
Megan joined Advanced Benefit Solutions in 2023 after 12 years in education, where she taught Spanish and served as a school librarian. Seeking a new career path that would use her strengths in project management and planning — minus the long nights of grading — she was introduced to Phil through a mutual friend. She started part-time at ABS before moving into a full-time role and quickly embraced learning a new industry while applying her organizational skills.
As a Client Coordinator, Megan tracks all Life, Disability, and Long-Term Care clients and prospects, keeps meetings and follow-ups on schedule, supports communications, updates the CRM, and takes on special projects like team service events.
A native Austinite and Texas A&M graduate, Megan spent eleven summers on leadership teams at Camp Lone Star before her teaching career. Today, she loves celebrating holidays, creating welcoming spaces, and encouraging others — both at work and in her personal life. When she’s not at the office, you’ll find her spending time with her husband, two young kids, teaching fitness classes, or recharging with quiet downtime.
With over 25 years of experience in the financial services and insurance industry, Karin brings a wealth of knowledge and a steadfast commitment to excellence in her role as an Operations Specialist for Advanced Benefit Solutions. She combines deep expertise in client onboarding, regulatory compliance, training and development, and process improvement to create systems that support both organizational success and client satisfaction.
Karin focuses on facilitating smooth, transparent processes that support clients and inspire confidence.
A licensed Texas General Lines Insurance Agent and Certified Personal Financial Counselor, Karin blends professionalism with a genuine care for others—empowering clients with knowledge, simplifying the complex, and ensuring every interaction reflects integrity and respect.
Originally from Hawai’i, Karin attended the University of Hawai’i system before settling in beautiful San Marcos to attend Texas State University. Karin and her family have called Austin home since 1999.
Outside of work, Karin strives for service to others in her volunteer roles in Scouting America; serving as Committee Chair, Merit Badge Counselor, Advancement Chair, and Eagle Scout mentor. Karin is a proud graduate of Scouting America’s Wood Badge leadership course and serves as an instructor/presenter for the course – helping adult leaders grow their skill set in communication, service, and commitment to enriching the lives of our youth. Karin spends the remaining part of her free time on adventures with her family – trekking the mountains and kayaking the seas.
Our Mission
Our mission is to support small family businesses through designing effective, cost-efficient benefits programs that meet both the goals of the employer and the employee.
Allow us to help you take care of the most important part of your business: your people.
