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About Us

We know all our clients.

We got into the benefits business because we value small, family-run businesses. They’re the heartbeat of our communities and our nation. Obtaining benefits for your employees can seem like a never ending path of paperwork, questions, and policy. We’re here to change all of that.

We simplify benefits, and what’s more, we are experts for each step of the insurance process from plan design to enrollment to filing claims. We’ll be here for you and your employees, serving as a resource for your business for decades to come.

We Know Our Clients | Advanced Benefit Solutions
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Employees Served

Our Team

Phil Seibel, President of Advanced Benefit Solutions
Phil Seibel

Advanced Benefit Solutions is a family business, founded and built by Phil’s father, Ronald Seibel. Phil joined as president of the firm in 2021 to carry on the family business after working in the insurance industry for more than a decade. Phil is a natural advocate for others with a unique ability to identify risk and make the complex world of benefits accessible for small business owners.

As president of Advanced Benefit Solutions, Phil takes every opportunity to learn from the business owners he meets as they share their stories of success and challenges. He identifies with other entrepreneurs who are forging their own path. His active role in ABS involves managing client relationships and assisting with plan designs. A true visionary, Phil takes a hands-on approach as he manages the practice and works to cultivate a sustainable organization that will be helping other small businesses for decades to come.

Phil attended the University of Texas on a baseball scholarship and studied communications. Phil’s professional baseball career spanned 7 years with the highlight being a member of the 2004 World Series Champion Boston Red Sox. After deciding to retire, Phil obtained a job in the front office of the Arizona Diamondbacks.

After a year and a half of working in the front office, Phil decided to follow in his father’s footsteps and join the insurance world. Since 2009, Phil has consulted clients and advisors on insurance-related needs.

Outside of the office, Phil loves spending time with his wife and their children.

Phil Seibel, Founder of Advanced Benefit Solutions
Ron Seibel

Ron Seibel is the founder of Advanced Benefit Solutions, building the business one relationship at a time since 2005. With his vast understanding of the components of the health and benefits industry, he is familiar with the challenges his small business clients face, diligently putting his knowledge to work to design innovative solutions.

Ron is a valuable resource to his clients with more than 40 years of experience spanning different roles within the healthcare industry. His involvement in running corporations, including mergers and acquisitions, and a legal understanding of each of these components, help him to better understand the needs of small businesses. He spent more than 14 years in hospital finance and administration with another 15 years as part of senior management of a national healthcare business, giving him extensive knowledge in all areas from financing, physician, hospital and claims reimbursement systems, and insurance.

His personal goal in life is to never look back and say, “I wish I would have…” To that end, he has always made business decisions consistent with his values and advises others to do the same.

Ron holds a BSBA in accounting from Southeastern University. He also holds a Master of Arts in Management with an emphasis in Healthcare from the University of Phoenix. One of Ron’s greatest blessings in life is his wife, two sons, and their families.

Lorin Garabedian, Director of Client Relations at Advanced Benefit Solutions
Lorin Garabedian
Director of Client Relations

Lorin joined the Advanced Benefits Team in 2022 as the Director of Client Relations. In this role she supports the executive leadership, ensuring every client receives the best service possible. No matter where a client is in their benefits journey, she facilitates long-term relationships and works with marketing and underwriting teams to support customer needs, all while providing guidance and advice. Methodical, detailed, and authentic, Lorin makes sure every client engagement is a positive one.

Perhaps one of the most interesting people you will ever meet, Lorin has a diverse background and has collected many fascinating experiences. . Originally from Ohio, she’s been in the ATX community for nearly a decade. Lorin graduated from Ohio University with a Bachelor of Arts and Sciences and a minor in dance (oh yeah, she’s a ballerina!).

Her professional background is just as diverse, affording her the opportunity to be a part of establishing different start-ups within academia, taking part in nation-wide government funded projects, serving an executive assistant to a real estate syndicator, event planning, social media marketing, and…she’s also a licensed hairstylist. See what we mean about being interesting?

Easy to talk to, Lorin has a way of making others feel at ease. When she’s not in the office, you’ll find her making friends everywhere she goes, enjoying a good rock concert, volunteering, and exploring Austin with her dog Lola.

Angela Cagwin, Director of Employer Services of Advanced Benefit Solutions
Angela Cagwin
Director of Employer Services

Angela has 10+ years of financial services experience and has worked for some of the world’s largest financial firms and insurance companies. Angela is Advanced Benefit Solutions Director of Employer Services and has been with the firm since 2021. She holds Series 7 and 66 securities licenses along with Texas and Arizona Life and Health Insurance Licenses.

Angela graduated with a Bachelor’s Degree in Marketing from The University of Nevada Las Vegas.

As the Director of Employer Services, her primary responsibility is to provide first-class service and create the ultimate client experience for our employer groups. Angela works alongside the team to ensure that all employer technology needs are met and to ensure that clients have a clear understanding of the HR tools available to them. She is the first person you should call if you have any technology related questions or any and all questions regarding EASE & Zywave.

Angela and her husband Gabe reside in Colorado, where they enjoy spending time with their two sons Cash & Caden. Angela grew up in China Lake, CA, where both her parents were test parachutists in the Navy. One of her many passions is working on agility and K9 training with their boxers, Bentley & Jackson Rambo.

ABS Mission - Support Small Businesses

Our Mission

Our mission is to support small family businesses through designing effective, cost-efficient benefits programs that meet both the goals of the employer and the employee.

Allow us to help you take care of the most important part of your business: your people.